We hear everyday of tragedy striking a family. A friend of a friend having a car wreck, or someone we know finding out they have a terminal illness. But do you think it would ever happen to you or your family? It could, but hopefully it never will. If tragedy does strike it’s pretty much a guarantee that whatever your hopes and dreams are, they’re over. But not with life insurance! With Life Insurance your family gets to continue on in the direction you were taking them! If you don’t already have life insurance or not enough, then we can definitely help you get a plan set up. We can shop all the best carriers and get you the lowest rate.
We Can Give You a Complimentary Needs Analysis
As a part of our financial planning process we can calculate a recommended life insurance amount for your family. We typically only recommend buying term life insurance and having it until you are self insured. In some cases it can be best to keep an old whole life, universal life or variable life insurance policy if you’ve had it a while. We can do an analysis and help you decide to keep it or drop it.
We Strongly Recommend Term Life Insurance with Living Benefits
There is typical term life insurance that has a standard death benefit just like all life insurance you’re familiar with. But in todays market there are better products that have “living benefits”. These living benefits have a typical death benefit just like any other policy, but they also offer a way to accelerate most of your benefit if you were to come down with a chronic or critical illness. And in some cases the difference in price can be as little as $1 or $2 per month!
For a free life insurance consultation please use our contact form and we’ll get in touch with you as soon as possible for a free consultation and quote.
